How much money do we need up front?

This depends on the finance option you choose. We have options that require no money down and we have options where you put up to $5000.00 down. We try to figure out what is the best option for you!

Must we have a real estate agent?

If you are currently working with a real estate agent, we welcome agents and suggest you definitely use that agent.  Heidi’s background in real estate allows you to go through the process without an agent if you are comfortable with that, this option will also save you money on commission.  If you want an agent and are currently not working with one, we have an agent that we work with on a regular basis that we would be glad to refer.

How do we get started?

Decide what kind of new home you want.  Do you need to move fast or do you have time to custom build?  

Decide on a builder.  Select a builder who specializes in the type of home you want to buy.  Make sure they have experience and a good reputation.  Talk to current homeowners of that builder or ask for references.

Select a lot.  Your builder will help you do this.  There are several communities to choose from.  

Secure Financing.  Determine how much you want to borrow, how you want to pay for upgrades if you choose to add extras.  Your loan will be approved at the time of contract with your builder, but you can make changes if needed, to adjust the price to include upgrades, as long as you stay within your approval budget.

Finalize sales contract with your builder.  

Break ground!  Your process can last anywhere from 4-6 months (Longer if during the winter months).  When you have done your research and chosen a reputable builder you can relax and know the builder you chose will take care of the details.